What is PayTM Postpaid: PayTM Postpaid is a new Way of Payment where you can Pay for PayTM Shopping, Recharges, Bill Payments even if you don’t have Account Balance. You Can Pay the amount later. This is Similar to Flipkart Pay Later. There are no Charges for this Service if You pay the Amount within 45 Days. If you don’t pay the amount you will be charged with a certain fee. In this new service from Paytm, you can get Rs. 10,000 as your credit balance in your Paytm account. You can use this amount for shopping on other online websites which have Paytm as their payment option.This service is similar to other credit services that are provided by banks. Here, you will get Rs.10,000 in your Paytm account that you can use for online shopping without having the actual bank balance.You can pay the amount that you have spent in upcoming 15 to 45 days without any interest.From my point of view, this new feature will bring a revolution into the e-commerce industry and people will also tend towards digital payment method.
What are the Charges PayTM Postpaid:PayTM Postpaid is available for Free for Most of the users . There is no Charges for using this Service. You can Get a Credit Limit Which means You can use the Amount which is Shown to your account. Once You pay from the PayTM Postpaid. You will Get the bill generated on next on 1st of next Month & You have to Pay the amount till 7th of the month. If You don’t pay You will be charged according to the below table. PayTM Postpaid is available for some specific users based on the Usage. If You are eligible you can check the Banner on Your PayTM App Homepage.
How To Register For Paytm Post Paid :
- Download/update Paytm application
- Now Go to profile option click on the option see the picture
- Fil the from then click next botton